Thousands of Britons pushed towards loan sharks
Tens of thousands of people with debts have contacted a loan shark, new research suggests. A survey by insolvency trade body R3 found that as many as 67,000 people have been in touch with a loan shark or doorstep lender, while thousands more have considered doing so. The report also revealed that 23% of people struggling with debt are avoiding the people they owe money to, while nearly one-third have hidden their financial problems from their family. Steven Law, president of R3, said that going to a loan shark or doorstep lender rather than seeking more traditional forms of finance such as personal loans could "simply build up a larger store of debt and create more pressure". "We must highlight the importance of obtaining professional advice over panic measures that will worsen the problem," he advised. "Post-recession, we stand on the brink of a personal insolvency crisis that will take years to work through the system." The report follows a recent warning from Citizens Advice to avoid fake personal loans, which can often be identified by the lender’s insistence on receiving a set-up fee.
Source: compateandsave.com

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