Sitemap
- Personal Debt Helpline
- About Us
- Archives
- bankruptcy
- Bankruptcy FAQ’s
- Can I hold a bank account?
- Can I propose an IVA if a bankruptcy order has been made against me
- Can you deal with all my debts?
- Careers
- complaints
- Contact Us
- Corporate
- Customer Zone
- Debt Facts and Figures
- Debt Facts and Figures 2
- Debt Facts and Figures 3
- Debt Facts and Figures 4
- Debt Facts and Figures 5
- Debt Management
- Debt Management FAQ’s
- Debt Solutions
- Do I have to tell my partner?
- Do I need to be a home owner?
- Does an IVA affect my credit rating?
- Enquire Now
- Enquire Success
- Enquire-error
- Glossary of Insolvency Terms
- How does a debt management programme work?
- How does a debt management programme work?
- How Long Does An IVA Last?
- How long will the bankruptcy last?
- How long will the debt management programme last?
- How much do I have to pay every month?
- How much do I have to pay every month?
- How much does it cost?
- How much will it cost?
- How will my creditors get paid?
- How will my creditors get paid?
- If I set up an IVA will anyone interfere with the running of my business?
- If I set up an IVA will anyone interfere with the running of my business?
- Introducers
- is-bankruptcy-the-only-option-available-to-me
- IVA FAQ’s
- IVA’s
- Privacy Policy
- Refer a Client
- Remortgage Consolidation
- Secured Loans
- Sitemap
- test pages
- Testimonials
- TV Adverts
- UK Debt Advice
- What does an IVA cost to set up?
- What happens if I cancel the programme?
- What happens if my circumstances change?
- What happens once the IVA term has finished?
- What if I have a bad credit rating including defaults and CCJ’s
- What if my circumstances change during the programme?
- What is an IVA?
- What is Debt Management?
- Who can qualify for an IVA?
- Will bankruptcy affect my job?
- Will I get credit in the future?
- Will I have to sell my house?
- Will I make any further payments?
- Will it affect my business?
- Will it be advertised?
- Will my creditors agree to an IVA?
- Will my debts be wrote off?
- Will my landlord find out about the bankruptcy?
- Will my property be affected in bankruptcy?
- will-bankruptcy-affect-my-work
- will-i-lose-my-home
- News
- UK Debt Statistics
- A third of NI households in mortgage debt
- Middle Income Britain 'in state of emergency' says Clegg
- Debts soar as UK families struggle to save
- One in five 2012 retirees will have debts
- Economic gap between UK cities 'widening'
- Third of UK adults 'plan to spend less this year'
- Credit Action Debt Statistics - January 2012
- UK adults in "constant struggle" to manage debts
- Get your finances in a healthy position for 2012
- 400 Scots per week predicted to enter insolvency in 2012
- Weak lending figures as consumers shy away from credit card spending
- Half shoppers put festive debt on their cards
- Don't get into debt - start saving now for next Christmas
- Can you get through Christmas on credit?
- Top tips for financial planning in 2012
- 20 per cent of Brits expect to be pushed into debt, or pushed further into debt from Christmas spending
- The £10,000 debt burden of the average family (and that doesn't include £1.24trillion in mortgages)
- Credit Action - Debt Statistics - December 2011
- Government sidesteps debt issues of ‘iceberg Britain’
- Festive season to drive third of UK into debt
- Millions turning to payday loans
- Discipline is 'important in managing debt'
- New proposals: a stepping stone for bankrupts
- Debt charities warn against 0% payday loan deal
- Young people 'driven into debt' by unemployment
- Debt looms as unemployment takes hold, expert warns
- Bankruptcy could be made 'cheaper and easier'
- Bankrupts to get better financial access
- Dark times ahead for household finances
- Every UK adult £29,532 in debt
- Personal Insolvencies down 11% on last year
- Millions of Brits ease debt worries as credit fears mount
- UK Debt Statistics - November 2011
- Getting into deep water with debt
- Spending squeeze - one in ten can't make ends meet
- Households struggle with debts according to money education charity Credit Action
- Incomes fall, debts rise and savings drop as over-55s struggle
- Updated Debt Statistics - October 2011
- Brits spend £9bn every month paying off debt
- Banks 'must not restrict ATM access for their poorest customers'
- Female insolvencies reach all time high
- The debt showdown - IVAs vs Trust Deeds
- UK Debt Statistics from Credit Action - September 2011
- Insolvency Service Personal Insolvency - Statistics Insight
- Half the nation concerned about their debts
- R3 comments on latest insolvency figures
- UK Debt Statistics from Credit Action - August 2011
- Insolvencies rise for the first time in 2011
- Parents pushed into debt in school holidays
- Threshold on creditors' bankruptcy petitions may rise to £3,000
- Fall in Household Income Blamed on Inflation and Personal Debt
- Interview with Ian Millington, Insolvency Director at Personal Debt Helpline
- UK Debt Statistics from Credit Action - July 2011
- Students Need Budgeting Advice To Avoid Debt Problems
- Latest Government Insolvency Statistics – Analysis
- Many younger consumers 'frequently using plastic cards'
- Credit Card APRs Have Increased Despite Low Base-Rate
- Personal Finances Squeezed By Rising Cost Of Living
- FSA: Financial education is not our responsibility
- Money mayday as Brits turn to payday loans
- Thousands of consumers may not receive PPI cash
- Cost of living reaches two-and-a-half year high
- Banking complaints hit 10yr high
- Bankruptcy: 'I was facing a lifetime of debt'
- Rising energy bills pushing more people into debt
- No need to use PPI claims handlers
- Repossessions back on the rise
- Many people 'feel debt is impacting financial security'
- Credit card rates soar
- Personal insolvencies fall for fourth quarter
- Banks abandon challenge over PPI mis-selling
- May 2011 - Total UK personal debt - Credit Action
- Banks lose crucial PPI judical review
- Debt solution evaporated
- Bankruptcy costs set to sky-rocket
- Homeowners in danger of defaulting
- Twelve million pensioners to lose out when credits are scrapped
- Loss of Income is biggest cause of debt woes
- Do you have higher than average personal debt?
- Britains's debt tipping point
- UK's problem debt hotspots revealed
- Many people 'having to prioritise debts over savings'
- Brace yourself as Britain's big squeeze bites
- Debt worries 'very common among UK consumers'
- Families '£910 worse off this year', says CEBR report
- You just woke up 200 pounds worse off!
- Government still adding nearly £19,000 per household to national debt
- Threat of financial survival gap leaves 'Coping Classes' reducing debt
- Debt worries keep thousands awake at night
- Economic slump fuels 43% rise in use of anti-depressants
- 'Wednesday of woe' as tax changes bite
- UK Interest rates held at record low of 0.5%
- People Should Turn To Friends And Family For Debt Help
- Insolvencies rise for middle and skilled working classes
- UK Debt Statistics from Credit Action - April 2011
- Insolvency Service reforms helps more vulnerable people trapped in debt
- The Budget 2011: how the changes affect you
- What does the Budget mean for you?
- Bankruptcy: Is there life after debt?
- EDF Energy partners up with Citizens Advice to help customers
- Financial squeeze set to hit families, CCCS says
- More customers in debt to energy suppliers
- Debt charity warns over crisis
- Should you avoid store cards?
- Banks write off 25% more debt
- Getting your finances back on track
- Pay off credit card debt before saving, expert warns
- Level of mortage problems 'unprecedented' - CAB
- Credit card borrower tortured by lender, says judge
- MONEY FEARS OF MILLIONS OF BRITS
- Debt advice funding reprieve is the calm before the storm
- Debt Freedom Day comes early
- Number seeking debt advice doubles
- Britons spend more than a month paying back loan interest
- Seek professional help to repay debt
- Cuts in CAB debt advice come at worst time for consumers
- Most people struggle to manage their own money, says new study
- R3 responds to latest insolvency statistics
- What debt solutions are available to those afflicted by debt?
- Cuts in CAB debt advice come at worst time for consumers
- Credit card interest rates hit 13-year high
- UK Debt Statistics - February 2011
- Self-employed less able to pay off debt, report shows
- Post-Christmas debts likely to see consumers reach for costly Pay Day loans, warns EuroDebt
- Debt: Women 'keener to seek help than men
- Time to purge after the Christmas splurge
- Self-employed less able to pay off debt, report shows
- Untitled
- More people paying rent with credit cards, says Shelter
- Dealing with debt is crucial to reduce record numbers of personal insolvencies
- Desperate banks fight for you to borrow more
- UK credit shifters to transfer £2.8 billion of credit card debt in 2011
- Many borrowers still burdened with huge debt sums, warns Bank
- Credit cards used to pay mortgage or rent by 2 million people
- Swelling bankruptcy among pensioners 'a concern'
- Five ways to manage your debt crisis
- Personal debts: Do not delay, act today
- Case study: Stroud man borrowed £700 from a loan shark
- UK Debt Statistics from Credit Action - January 2011
- Bankrupt Britain: Record number of people plunged into the red in this year... and it is set to get worse
- Ten facts about Credit & Debt In 2010
- Four in Ten people struggle to make it to payday
- Don't let the Christmas rush land you with debt problems
- Debts last longer than tinsel and turkey, Britons warned
- People in debt are turning to their credit cards according to survey
- A Quarter Of People Seeking Debt Help Receive Benefits Or Tax Credits
- One million pensioners still burdened with a mortgage and their average debt is £70k
- Fines for parking and council tax arrears can lead some to poverty
- Debtors get online treatment for mental health problems
- Quarter struggling as credit card rates soar
- Half of households 'struggling with debts'
- The benefits of a debt management plan
- A third expect their finances to worsen in 2011
- Consumers 'should financially prepare' for unexpected outgoings
- Will Britons turn to equity release schemes to ease their debt worries?
- Loan shark warning from debt advisors
- Millions of households taking on more debt
- DEBT STATISTICS - December 2010
- Half of Britons will start the New Year in debt
- Facing up to debt for Christmas
- Energy bills to soar despite reduced cost to utility companies
- Two in three people worry about having enough money... but most don't do a thing about it
- Millions of Britons still paying for last Christmas
- Banks slammed for forcing people to sell their house just to settle £600 debt
- Debts ' halting over-50s dreams'
- What steps can be taken to avoid bankruptcy?
- A third of people unlocking cash from their home do it to pay off debt
- A third of people unlocking cash from their home do it to pay off debt
- Rise in families asking for debt help in Wales
- Campaign warns consumers over debt
- Half of families are struggling to pay their debts: Bank of England chief warns of new surge in the cost of living
- Citizens Advice reports 21% increase in young people seeking help
- Millions of Britons living beyond their means
- Job losses will lead to 'spiralling debt crisis'
- Debt charity warns insolvencies could rocket 20 per cent
- Gordon Ramsay puts his £3m home on the line to cover debts
- Quarter of parents concerned about children's debt
- Debt and bankruptcy 'no longer sources of shame'
- Britons drain savings by £100 a month
- Middle-aged mothers between 35 and 54 are 'more likely to go broke'
- Personal Debt Problems Boost Divorce Rates For Over 50's
- Money worries biggest cause of lost sleep
- Women find debt consolidation loan to help financial problems
- EuroDebt believes too many consumers are falling into more debt because of false promises by claims management companies
- 1 in 5 Brits are getting Christmas on Credit
- Government plans to tackle consumer credit
- More than 100,000 British firms are facing financial distress
- Loss of income remains top debt reason for Britons
- North hit by high rates of debt
- 8 times when you shouldn't use your credit card
- Debt Problems May Result From Rising Credit Card Spending
- Usefulstudents.com launches to help students battle £12m in graduation debt
- Consumer advice: Minimum payments cost more in long term
- Families paying off credit card debts
- Why are we so emotional about money?
- Which? says card use will not help credit card debt consolidation
- Ed Miliband's constituency in top twenty for personal insolvency
- Consumers repaying unsecured debt
- How to keep debt collectors off your back
- The Money Runs Out On The 20th Day After 'Payday'
- 40% of adults in personal debt worry
- UK Credit Cards Contribute to Growth of Personal Debt
- One in Four 'Can't Live Without Overdraft'
- Credit Card Payments Contribute to Pre-Payday Blues
- Ombudsman Reveals Worst Credit Card Providers
- Lloyds Banking Group gets 1,850 Complaints a Day
- R3 says 1 in 10 regularly need debt relief before payday
- Personal debt burden all too clear for Brits
- Pensioners' Credit Card Debt Reaches All-time High
- Charity struggling to cope with rise in debt enquiries
- Business failures continue to ease
- Debt Fears As Southern England Hit Hardest By The Recession
- Equifax offers budgeting advice to help students avoid graduating with unmanageable debts
- Credit card write-offs on the rise
- Banks write off record credit card debt
- Debt Statistics / September 2010
- Government wastes £6.6bn failing to help people struggling with debt
- What are the signs of a debt crisis spiralling out of control?
- Self-employed urged to act on debt
- Half of self employed debtors unable to repay debts
- 'Shopaholic' Brits amass £24bn debt during downturn
- 10 signs you're in financial danger
- IVA figures - Q2 2010
- Personal insolvencies show annual rise
- Bailiffs suffering as Britons become more debt savvy
- New report shows a third of employers planning redundancies
- Don't let debt problems get you down
- High personal insolvency levels becoming the norm
- Who would want to be 18 today?
- Are women more prudent than men?
- We spend a day at the UK's largest debt charity
- Student debt 'to reach £25,000' for 2010 intake
- Be careful who you take advice from
- Bankruptcy advice may be needed soon, says moneysupermarket.com
- How to deal with mounting debt
- Demand for help with debt problems likely to rise - thanks to the recession
- Making credit clearer to tackle debt problems
- Credit cards stand between me and the financial abyss
- Debt-busting blunders
- Summer to Cost Families More than £2,000 in Extra Costs
- Personal Debt Figures Are ‘Deeply Disturbing’
- R3 Reaction to Insolvency Service Q2 personal and corporate insolvency figures
- Personal insolvency figures continue to rise
- Government considers interest rate cap to help poorest borrowers
- Million of Britons head into debt to fund their summer holidays
- Fylde coast's debt timebomb explodes
- Birmingham man out to convince debt collectors to improve their image
- Debt 'timebomb' for young adults in Wales
- Every minute a debt ridden British person goes bust.
- David Cameron's Coalition must support the Citizens’ Advice Bureaux
- Brits embrace “the age of austerity”
- BACK TO B£ACK
- Divorce on the rise again as debt-ridden couples save up for split
- Debt is a feminist issue: Huge leap in bankruptcy among women
- The Guide Top Ten: Making a molehill out of your debt mountain
- Counting the human cost of debt problems
- More than 900000 Brits struggle with debt alone
- Two debt-laden women guilty of arranging fake crash to con £11,400 from insurance firm
- Household bills top £18,500 a year, says survey
- Suffering under the burden of 'never ending' debt
- Borrowers Still Struggling To Find Credit
- Insolvency could be avoided with early action
- Price of debt and recession takes its toll on an older generation
- Play your cards right over debts
- moneysupermarket.com research shows Britain's lax attitude to debt
- Real debt in Britain is £78,000 for each family... more than twice the official figure
- IVA's and Bankrupty in the UK
- Holiday Hangover: Brits Get In Debt For Trips
- Car Finance Still Available Despite Debt Still Rising
- Government to Review Consumer Credit
- Woman with £18k of parking fines declared bankrupt
- Britons waste £150m a year on late credit card payments
- Debt Threat as Inflation Hits Low Income Households
- Should schools offer financial education?
- Britons plunge into debt to keep up with 'the Joneses'
- Seventy percent higher risk of bankruptcy in the North East than in London as R3 reveals personal insolvency hotspots
- Pensioner gets £1 debt threat 13 years om
- Personal insolvency cases will increase, says R3
- Don't hesitate to get help with mortgage debt
- Cash machines stocked with just £5 notes
- Money Worries Putting Health At Risk
- Some 42 million affected by poor understanding and control of their finances, report shows
- Equity release used to clear debt as hard times take hold
- Be Responsible With Your Credit Card And Avoid Debt Problems
- Research reveals families are too indebted to look after children during summer holidays
- Debt: 10% increase in insolvencies predicted for 2010
- Debt Free Direct cautions consumers as 0% credit card deals increase
- DEBT STATISTICS / JULY 2010
- Homeowners can't have unsecured debt
- Emergency Budget 2010: effect on consumers
- England Fans Left Debt Riddled And Disappointed
- Insolvency crisis looms as credit cards write-offs continue to rise
- Debt charity sees rise in renters worried about eviction
- Thousands of Britons pushed towards loan sharks
- Debt worries forcing mums back to work
- Over 40% risk snowballing debts
- Doorstep and payday loan lenders escape interest rate cap
- One in five getting into debt to fund living costs
- More young people heading for debt disaster than older peers
- Don't run into debt problems with your credit card
- 'Debt is good' message may be luring young people to disaster
- Charity warns self-employed about dangers of debt
- 6 Out Of 10 Credit Card Users Admit To Falling Into The Payment Hierarchy Trap - By Spending On A Balance Transfer Card
- Consumers look to trade body to help manage their debts
- Worry as debt charities could be hit by funding cuts
- £128K-a-year Judge Charles Harris QC backs loan companies over crippling interest rate charges
- Middle classes and super rich see sharp rise in personal insolvencies
- Brides And Grooms Say 'I Don't' To Credit Cards And Loans
- Limit to be put on credit card APRs
- Do we need help to control our credit card spending?
- Employers urged to help workers with debt issues
- Government plans to create Britain's first free national financial advice service
- Bankrupts 'harassed' by creditors
- Young Brits fear inheriting debt
- Debt tops Citizens Advice enquiries
- Five million home owners unable to afford interest rate rise
- Be vigilant over debt, self-employed warned
- New credit card rules to benefit consumers
- UK insolvencies down in Q1 but R3 warns of incomplete statistics
- Insolvency figures hit new high in first quarter
- Personal insolvencies 'to be high for some time'
- Attitudes to debt have changed, says Money Advice Trust
- Personal loans households 'owe over £18,000 each'
- Monthly personal insolvency figures exceed 14,000 for first time on record
- Two Glasgow areas are debt hot spots
- Average pensioner 'has £36k debt'
- Secret debt: one in three consumers hides financial problems from family
- New CFEB agency aims to avoid debt spiral
- Sharp decline in debt consolidation suggests borrowers paying off debts
- Under 40s most prepared to seek debt help online
- Government debt advice strategy branded a 'failure'
- Recession changes British attitude to debt
- FALLING POUND PUSHES EXPATS INTO DEBT CRISIS
- AVERAGE BRITON HAS DEBT OF £6,000
- Brits not facing up to debts issues, says expert
- Transparency on card fees...but at a price
- Britons owe £52bn in personal loans, says BBA
- Councils turn to bailiffs to recover tax debts
- Hard-up Britons are too poor for charity to help
- Young adults maximising access to credit
- 16% of homeowners 'risk default'
- Christmas spending catches up with us in March
- Banks accused of unfair tactics towards clients in debt
- New credit card protection agreed
- Debt laden borrowers struggle to meet basic living costs
- Fears of fraud and blackmail as bankruptcy moves online
- Massive rise in interest rates on personal loans
- Prepaid cards 'may help to prevent debt'
- Parents 'Savings Sap' fund stretched
- No pay rise for '16 million workers'
- Britons' love affair with expensive credit appears as strong as ever
- Total UK personal debt up 0.8%
- Pressure of Britain's debt crisis leading some to desperate actions
- UK debt 'will push retirement age to 70'
- Insolvency body calls for ban on store card sales
- Credit card debt 'on the rise'
- Credit card holders are the banks’ latest victims
- Five million Brits 'permanently overdrawn'
- Brits still relying on credit cards for everyday costs
- Anger as Government says people heavily in debt can pay off bailiffs with credit cards
- Unenforceable debt successes exaggerated by claims firm
- Gambling being used to manage personal finances
- UK house prices 'to slump as credit crunch returns'
- Credit card interest rates at their highest for 12 years
- £1.5trillion! Britons rack up a record personal debt mountain
- Over-55s entering retirement 'saddled with debt'
- Repossessions hit 14-year high in 2009
- Todays record insolvencies just the tip of the debt iceberg as one million struggle without seeking help
- Personal insolvency hits 'record high'
- Money worries top Britons' stress lists
- Insolvencies calm before a debt storm
- Desperate bosses of small firms turn to credit cards as Whitehall fails to settle its bills
- Demand for credit back on the rise
- Debt solutions - Get your finances in order with a debt management plan
- An End To The Recession
- The headache of paying the price for a plastic Christmas
- Ban point-of-sale store card sales to protect the vulnerable, says insolvency trade body
- Over 14 Million People Suffer Post-Christmas Debt Stress
- Inflation 'causing pensioners to release equity to pay debt'
- Parents return to work amid debt fears
- New research shows true social cost of credit crunch
- More Chester residents predicted to face insolvency misery in 2010
- Bankrupt homeowners on the rise in Scotland
- Poor fall victim to loan sharks over Christmas spending
- Loan sharks leave victims in debt all year
- Britons take 3 months to pay off Christmas debt
- Facing up to personal insolvency
- Many homes 'using credit cards to pay mortgage'
- 'Logbook loans' may be outlawed
- Personal insolvencies to rise by 25 per cent, says accountant
- Nearly 10,000 Britons seek debt advice every day
- One in 10 in festive debt
- Banks increase cost of personal loans
- Payday loans booming in the recession
- Live now, pay later: families say there’s no point saving
- Families facing winter debt, Save the Children suggests
- Record fall in consumer borrowing says Bank of England
- Banks win Supreme Court case on overdraft charges
- 'Ruthless' loan shark is jailed
- Quarter of people hide debt from family
- People in debt 'go without food'
- Millions of credit card customers may face higher fees and interest rates
- Personal insolvency pandemic set to continue in to 2012
- Bad credit card debts 'will soar'
- Joe Swash of I'm A Celebrity made bankrupt as personal insolvencies set to 'break all records'
- Personal insolvency rises by 28%
- IVA applications continue to rise yet debtors paying back less
- Credit card terms 'to be curbed'
- Online gambling tempts students further into debt
- Debt worries "causing two in three to lose sleep"
- Card companies seem unnerved by new debt management trend
- Student Debt To Soar
- Duchess in debt? Fergie forced to cancel elaborate 50th birthday bash after bankruptcy fears
- Debt levels in Burton hit £25m
- Is it too late for debt management in England?
- Debt management firms could face regulation
- IVAs could help the rising number of Britons in debt
- Parties demand student debt help
- Cash-strapped Britons are selling kidneys to pay mortgages and clear debts
- ‘Strict budgets’ the best route out of debt
- CAB struggles to cope with economic gloom
- Debt Problems rising amongst Scottish
- Concern over rising debt problems
Follow on facebook