IVA's

With an Individual Voluntary Arrangement (IVA), you could be debt free in 60 months. An IVA is a legally binding agreement between you and your creditors that offers an alternative to bankruptcy. IVA's should only be considered by those who are in severe debt.

If you...

  • Have a regular income
  • Have accumulated debts over £15,000
  • Have debts from 2 or more creditors
  • Do not want to go bankrupt
  • Then an IVA could be a solution for your debt problems

An IVA allows you to repay an affordable monthly sum to your creditors over a period of 60 months. Providing you maintain the payments, your creditors will write off the debts you cannot afford.

During the term of the IVA, you are obliged not to take any more credit, and you must comply with the terms or the agreement will fail.

Take the first steps to a less stressful life - talk to a friendly advisor at Personal Debt Helpline today.

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